Apply for a Payday Loan

Representative example: APR 407.39%. If borrowed $1000 for 62 days, interest $692. Total amount repayable $1692. Interest rates: Maximum nominal APR of $1000: 407.39%. Rates from 278% to 1576% (3 – 12 month repayment)

Get a Quick Loan in NZ

If you need a loan fast, we encourage you to click the apply button above and begin your application for a fast loan today. What makes our loans so quick? The entire process is handled online. After you submit your application, we review it and give a near instant decision on whether you qualify for a loan (or if additional paperwork is necessary). Finally, once accepted, your loan may be paid out within 24 hours, some times the same day. What are you waiting for, click the apply button and get the fast cash loan you need right away.

How Fast Are These Loans?

Consider the time it takes to drive downtown and locate a brick and mortar payday loan operation. It takes time, and what if you didn't bring the proper documents they request? You may have to make several trips. Why do that when you can submit an online application within minutes and receive a quick decision in the comfort of your own home? Better yet, if approved the money will be transferred to your bank account, letting you actually spend the money without even having to leave your house.

Who qualifies for a quick loan? If you are employed or are receiving benefits, we will review your application and give you a near instant decision on whether your request will be funded. It is a convenient method of borrowing a beneficiary loan when you have no other option.

Following is more information on getting a quick loan in NZ:

  • Fast Payday Loans

    If you are employed, you likely can qualify for a payday loan. These are small amounts of money that are borrowed with the intent of paying them off quickly once you receive your future pay cheques from work. They can be repaid in one instalment, or scheduled for several payments.

  • Quick Cash Loans for Beneficiaries

    Do you need a fast loan for beneficiaries because you receive income from various types of benefits (government, structured payments from a will, settlement from court, etc.), yet need your money quicker? Are you concerned that you can't get a payday loan if you are unemployed (yet on benefits)? We encourage you to submit your application, if you need fast cash and receive benefits. Being unemployed and on benefits isn't a condition that automatically blocks you from getting a loan.

  • Quick No Credit Check Loans

    If you are employed or receiving benefits, apply for a no credit check loan today. Many people do not want a credit check because they feel their credit is too poor to qualify for one. If that's the case, don't worry -- payday lenders understand that people who apply for this type of loan typically have bad credit.

  • Quick Loans for Bad Credit and Beneficiaries

    People who find themselves in need of an emergency loan are likely to have other financial problems such as bad credit. Do not let this prevent you from applying today, as we help many people who consider themselves as having bad credit loans NZ, but still need to borrow money urgently. If you are employed or on benefits, these are the major things considered when being issued a loan. Lenders assume that people who apply for higher interest rate loans have bad credit.

How to Apply for a Fast Loan

It is free to apply, and it only takes a few moments to submit an application for a quick loan. Payday Today has helped thousands of people get the loans quickly when they are in need of urgent fast cash. Submit your application for a poor credit loan with us today!

Representative example: APR 407.39%. If borrowed $1000 for 62 days, interest $692. Total amount repayable $1692. Interest rates: Maximum nominal APR of $1000: 407.39%. Rates from 278% to 1576% (3 – 12 month repayment)

Warning: Late repayment can cause you serious money problems. For Help and Advice with money trouble, visit http://www.familybudgeting.org.nz