Apply for a Payday Loan

Representative example: APR 407.39%. If borrowed $1000 for 62 days, interest $692. Total amount repayable $1692. Interest rates: Maximum nominal APR of $1000: 407.39%. Rates from 278% to 1576% (3 – 12 month repayment)

Guaranteed Loans

Can I Get a Guaranteed Loan?

Nobody can guarantee that all loan requests submitted will be accepted. If you are concerned you won't qualify, you should submit your application to see what happens. We work with a number of lenders who may be interested in lending to you. While some may decline, others may accept. The only way you will know whether you can borrow is if you submit your application. It is easy and you can receive a quick reply. While we cannot guarantee your application will be successful, it is free to apply and only takes a few moments of your time.

Can I get a high approval loan even if I have bad credit?

While your loan cannot be guaranteed, having bad credit should not prevent you from getting a loan if you are employed or are currently receiving benefits. If you have no job, have bad credit and are not receiving beneficiary payments, chances are you will not easily qualify for a loan. However, it is free to apply, so if you are employed, receiving benefits or your credit is not completely horrible, consider clicking the "apply" button and submitting your application today.

Are there guaranteed payday loans for people on benefits?

These particular types of loans are called "loans for beneficiaries". Being on benefits won't disqualify you from receiving a loan, however no loans can be guaranteed. I'm certain you can imagine many scenarios where someone who wishes to apply for a loan would not qualify. There are many things to consider, such as employment, being on benefits or not, and credit history. If you are employed or on benefits, you can show that you are receiving income so therefore may qualify for a loan. It is free to apply for a personal loan from Payday Today, so click submit and send in your application today!

Are there guaranteed no credit check payday loans?

We say repeatedly on this page that nobody can automatically qualify for a loan "guaranteed". However, it is possible to get a loan with no credit check, and if you are concerned that you may have bad credit that would prevent you from borrowing, know that we have lenders who mostly consider your income -- whether that is from employment or from benefits. It is free to apply, so consider sending in your application now and receive a quick decision on whether you qualify to borrow money from Payday Today!

Representative example: APR 407.39%. If borrowed $1000 for 62 days, interest $692. Total amount repayable $1692. Interest rates: Maximum nominal APR of $1000: 407.39%. Rates from 278% to 1576% (3 – 12 month repayment)

Warning: Late repayment can cause you serious money problems. For Help and Advice with money trouble, visit http://www.familybudgeting.org.nz