Apply for a Payday Loan

Representative example: APR 407.39%. If borrowed $1000 for 62 days, interest $692. Total amount repayable $1692. Interest rates: Maximum nominal APR of $1000: 407.39%. Rates from 278% to 1576% (3 – 12 month repayment)

Apply for Cash Loans Today!

What is this type of loan? It is a loan for people who need immediate cash. These can include loans for beneficiaries, and loans for people who are employed but need immediate funding prior to their next pay cheque from employment.

Get a Cash Loan for Benefits From Payday Today!

If your primary income source is from beneficiary, you know that sometimes that payment doesn't come quickly enough. If you are in an emergency and need fast cash, this type of loan can help you cover your bills until receiving your next pay cheque. Do you need a loan like this? If you have poor credit and need a payday loan, consider applying for one and get a fast decision on acceptance. It is free to apply and only takes a few moments of your time to apply today!

How to Get Cash Payday Loans in New Zealand

Are you currently receiving income of some kind, whether from employment or receiving benefits? Payday Today works with many companies which are registered and regulated by the country of New Zealand to provide loans to people in emergency financial situations. We will introduce your loan application to several NZ companies that provide cash advances.

Is there such a thing as "guaranteed" Cash Loans NZ?

Not everyone can qualify for a loan. You should still apply if you need one, because every case is judged individually. Having bad credit shouldn't be the only factor considered which could prevent you from receiving a loan. Any beneficiary income will be considered when you apply, as well as other factors. It is completely free to apply and you will have a fast decision on whether your application is accepted. Some lenders do not disqualify strictly for bad credit, because they are mainly interested in how much you make. If you need of emergency fast cash, please submit your application today.

Unsecured Cash Loans

What are unsecured Cash Loans NZ? They are where you do not need collateral as security when borrowing. All of the loans we offer are unsecured. You do not need collateral to borrow money. We offer payday loans, where consideration is upon your ability to repay -- whether paying from employment or from beneficiary payments. These loans are have higher interest rates than other types of conventional loans, such as from a bank. Shop around for the best deal you can receive by reviewing offers of many payday companies. Apply today to review offers from the loan companies we work with.

Cash Loans

If you get monthly or weekly income that is consistent and will continue, you can likely qualify for a no credit check loan. If you receive payments for renting a home, fixed income from a will, money from a court settlement and other instances where you receive fixed payments, you can qualify for a cash loan. It is free to apply and you will receive a quick response.

What are Quick Cash Loans?

If you need a money loan and are not sure where to turn (or if your credit is bad), consider submitting your application to us. You can apply for between $100 and $1000. Following are potential amounts you could qualify for.

Payday Cash LoansAmount
Cash Advance for Beneficiaries$100
Cash Advance NZ$200
Cash Loans NZ$300
Same Day Cash Loans$400
Guaranteed Cash Loan Approval NZ$500
Quick Cash Loans$600
No Credit Check Cash Loans$700
Unsecured Cash Loans$800
No Security Money Loans$900
Fast Money Loans$1000

Cash Advance for Beneficiaries

What is a cash advance for beneficiaries? They are someone who receives cash on a scheduled basis from some source, whether the government, a law suit settlement, or a will (these are some examples). An "advance" is where the cash payout is received fast because a lender is willing to let you borrow money. It is then your responsibility to repay with your next pay cheque. If this is your situation and you need a fast cash, click the apply button above to get your loan process started!

Cash Loan for Bad Credit

Do you feel you have bad credit, but are still in need of a cash loan for benefits? Many people who receive income need their payment sooner than it is scheduled to arrive. You could qualify to get a loan to receive your funds quicker, then repay it when you finally receive your income. This can be done even if you feel your credit is too bad. The only way to know is to apply, submit your application today!

Cash Loans Benefits Accepted

Cash loans that accept benefits are available for people who qualify. While it is not a 100% acceptance rate, we have a high rate of acceptance for loan applications. If you live in New Zealand, are currently receiving benefits and need fast cash, please submit your application today.

Guaranteed Approval Cash Loans

What are guaranteed cash loans? While no application is 100% guaranteed, we do offer a high acceptance rate. Apply today for a high approval rate cash loan. It is free to apply, so submit yours today to get this loan.

No Credit Check Cash Loans for Benefits

To make it clear, we are a loan introducer. This means we work with NZ regulated loan companies. Some companies require credit checks, while others do not. This depends on many factors, like how much your benefits are, and how much money you wish to borrow. If you are receiving benefits and afraid your bad credit may prevent you from getting a loan, submit your application anyway. It is free to apply and takes only a few minutes to submit an application. Apply for a no credit check loan today for a for decision.

Cash Loans NZ

What is a cash advance in NZ? It is where you need an emergency loan but are unable to get one from a bank or conventional lending source. In these situations, a person can borrow from a payday lender. These are companies that issue bad credit loans to people who have employment, hence the term "payday". People repay these loans with their weekly or monthly pay cheque. You may be unemployed if you receive benefits and still qualify.

What are Emergency Cash Loans?

They are loans a person will apply for when they are low on cash and have a financial problem to solve. Perhaps they have bad credit, or want a no credit check loan. Their purpose for borrowing may be to fix a financial crisis. A benefit of applying through Payday Today is that we provide quick cash loans. The process occurs entirely online, and cash is sent directly to your bank. It is easy, you don't even have to leave your home to have access to the cash you borrow.

Representative example: APR 407.39%. If borrowed $1000 for 62 days, interest $692. Total amount repayable $1692. Interest rates: Maximum nominal APR of $1000: 407.39%. Rates from 278% to 1576% (3 – 12 month repayment)

Warning: Late repayment can cause you serious money problems. For Help and Advice with money trouble, visit http://www.familybudgeting.org.nz